This document was created using Zoho. It was not hard to do. The buttons are almost identical to the ones in Word, so it felt familar. One difficulty I encountered was when I was playing with buttons and accidentally toggled the HTML and, not knowing what I had done, couldn't get anything to work. I also created a chart which picked up the background on the text just before it and wouldn't let me change that color, except a cell by cell. Inserting a picture was easy, but I didn't seem to be able to make the picture smaller.
Publishing to my blog was easy and I was able to shrink the picture here. but then I lost it and the page had errors. This is annoying, but not fatal if all you are doing is text.
I keep saying this, but I think this is perhaps the best way to go with those pesky WASC docs that require input from various people. It was easy to put a note on the document and seems easy to set up as a shared document.